Financial Expert Witness » Specialist Mortgage Auditing Experts

Financial

Expert Witness

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FREE Assessment

NOTICE !! -- By entering into this software and answering the questions you are confirming, under GDPR May 2018 regulations, that you understand that your details will be submitted and secured in a safe place and you have given full consent to enter details on this system. If you do not consent, please refrain from submitting information.

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Initial details

Agent full name:

Expert Witness

Salesperson name:

Expert Witness

Company name:

Expert Witness

Automated reference number:

EW-OP-NEW

Complete and check information for accuracy before submitting.

Applicant 1 full name:

Applicant 1 date of birth:

/ /

Applicant 2 full name:

Applicant 2 date of birth:

/ /

Property address including postcode:

Applicants previous address if less than 3 years:

Applicants contact numbers:

Applicants e-mail address:

Mortgage Details

Existing lender full name and address:

Initial borrowings (£):

Loan outstanding (£):

Property valuation (£):

Mortgage account number:

Mortgage start date:

/ /

Previous lender:

Borrowings (£):

Mortgage broker details:

Mortgage network details:

Additional comments: Why does the client feel they have been mis-sold?

Test result submission

Question

Answer

Has this mortgage been settled? If so, explain when and why it was settled.

Is this mortgage on Interest Only? (Current mortgage)

Does this mortgage extend beyond retirement age? If so, state age(s) and explain reason for answer.

Did you self-certify your income for this mortgage?

Were there any penalties involved (Early Repayment Charges applied)? If so, explain full costs incurred after the mortgage.

Did you consolidate debts? If so, explain why, approximate value of debt consolidation and estimated value of consolidated loans.

Were you charged fees with this new mortgage? If so, explain approximate amount.

Were you supplied with a mortgage suitability statement from the mortgage broker or lender?

Were you advised to stay with your existing lender?

Do you feel this mortgage was initially affordable and that it was discussed?

Did you have mortgage or rent arrears when you applied for this mortgage, or on any other financial accounts at this time? If so, please fully explain why.

Did the mortgage term increase? If yes, by how many years did this term increase??

Was this property taken into possession? If so, explain why and when it was repossessed.

Did you have any debt issues at the time of the remortgage? If so, explain why.

Was this mortgage a Buy to Let mortgage?

Is this a secured loan on a Consumer Credit Loan Agreement?

Have you purchased on a Right to Buy council purchase scheme?

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Address

Eddie Marshall (t/a Financial Expert Witness)
20 Garrick Lane
New Waltham
Grimsby
North East Lincolnshire
DN36 4WD

Give us a call: 01472 826 130

Send us an e-mail: eddie@financialexpertwitness.co.uk

* Calls will cost 3ppm plus your telephone company's access charge. Call charges from mobiles may be higher

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